

GEMCARDS
The Ultimate End-to-End Card Lifecycle Management Solution
Empowering Banks, FinTechs, and Third-Party Processors with Seamless Card Management
GEMCARDS is a comprehensive retail payment suite designed to streamline and optimize end-to-end card lifecycle management for credit, debit, and prepaid businesses. Our cutting-edge solution enables banks, fintech companies, and third-party processors to efficiently manage card issuance, transaction processing, and portfolio oversight, ensuring a seamless experience for both issuers and corporates.
GEMCARDS
Issuance Highlights
- Product and Account management
- Corporate expense management
- Multi currency wallet/Multi wallet support/Multi linqual
- Customer Management – On-boarding / Scoring etc.
- Card Generation – Personalized / Stock,Support EMV
- Magnetic Strip and Virtual Card issuance
- Multiple HSM interface with PIN mailer
- Multiple HSM interface with PIN mailer
- Configurable Billing, Fee, Limits, Alerts and Mailers
- Configurable Credit Management – APR, Minimum Due, Delinquency, Refinance & EMI
- Extensive reports and MIS
- Comprehensive CRM module for customer servicing
- APIs available for Easy Integration with existing systems
GEMCARDS
Processing Highlights
- Real-Time Transaction Authorization
- Fraud Monitoring & Risk Management
- Switching & Routing Capabilities
- Clearing & Settlement Engine
- Dynamic Currency Conversion (DCC)
- Chargeback & Dispute Management
- Transaction Lifecycle Management
- Customizable Business Rules Engine
- Integration with Core Banking Systems
- Regulatory Compliance & Network Mandates
- Data Security & PCI DSS Compliance
- Real-Time Alerts & Notifications
- Dashboard & Analytics
GEMCARDS
Comprehensive Card Lifecyclemanagement with GEMCARDS
- Product Management, card application processing, card issuing, card top up
- Transaction authorization, transaction processing and posting, billing, payment processing
- Clearing & Settlement, dispute handling, customer services
- Loyalty and risk management
- Compatible with all popular schemes
GEMCARDS
Platform Components
Card Management System
Transaction Authorization Switching System
Loyalty Management System
Access Control Server
Fraud Monitoring System
Corporate Expense Management System
Clearing & Settlement System
Customer Self Service Portal
Customer Records System
GEMCARDS